Uni’s Blog

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Discussing and demonstrating the next version of Windows while the current one is just one year and a half old is quite an unusual move for Microsoft. However, Bill Gates and Steve Ballmer took up the stage at the “D: All Things Digital” to offer a glimpse of what we could expect from the next Windows, for the moment referred to as Windows 7.

Over the past few months there have been various rumors about what one should expect from the next-generation Windows.

In October 2007, Microsoft’s Distinguished Engineer Eric Traut demonstrated during a presentation at the University of Illinois, a version of the Windows kernel, called MinWin, which has just 100 files and 25MB. The small kernel will allegedly be a part of Windows 7, which seeks to componentized the Windows kernel and reduce the dependencies, with the purpose of reducing the disk footprint and memory usage.

But it seems like the demo introduced by Ballmer and Gates has nothing to do with MinWin. Instead, what is known so far is that Windows 7 will be largely based on Windows Vista, an operating system which is considered a real success by Microsoft.

And in order to stir up the interest of the media and analysts, Microsoft pulled out a new trick from its software hat: the touch interface.

High street lender HSBC has reported a massive hike in mortgage lending levels after a recent mortgage offer really took off. The bank launched its Rate Matcher mortgage some weeks ago, which promised to match the interest rate of eligible customers that were due to come off cheap fixed rate deal subject to terms and conditions, and the offer proved very popular, sending its mortgage loans lending levels soaring the four time the normal level for that month.

The Rate Matcher was launched in mid-April and HSBC officials state that since then it has been averaging around £100 million in mortgage sales daily, which was four times the usual level. In the last month the bank’s gross lending came to more than £2.5 billion, and there are estimates that it may have secured a 12% share in the mortgage market as a result of the recently launched deal.

Previously the lender had only a 3.6% share in the mortgage market but decided to launch the offer in order to fill a gap in the market, where many borrowers were due to come off cheap fixed secured loan deals but had no way of securing another cheap deal due to tighter lending conditions and rising interest rates from other lenders. The offer was only on for five weeks originally, but due to its popularity the bank has decided to extend for a further six weeks.

When the bank originally launched the offer many officials predicted that it would prove very popular amongst consumers that were due to come off cheap fixed rate deals and were worried about getting another affordable interest rate.